Giving wings to

her dreams…

Company Profile

Our clients comprise mainly of women living in rural and semi-urban areas. Our focus is reaching out to the unbanked and providing financial services to women entrepreneurs belonging to the economically and socially deprived section of the society.

Our responsibilities are not restricted merely to financial support but also to acquaint the clients to manage their financials by disseminating Financial Literacy to them. Fusion believes in robust business practices, transparent policies expressed in our Customer Centric efforts towards our Clientele. Fusion aspires to create value and balanced growth for all its stakeholders while keeping clients at the centre.

Mr. Devesh Sachdev Founder, MD & CEO​

Fusion as an organization was set-up in 2010 & is a registered NBFC –MFI
which operates in a Joint Liability Group lending model of Grameen.

Company profile

Our clients comprise mainly of women living in rural and semi-urban areas. Our focus is reaching out to unbanked and providing financial services to women entrepreneurs belonging to the economically and socially deprived section of the society. Our responsibilities are not restricted merely to financial support but also to acquaint the clients to manage their financials by disseminating Financial Literacy to them. Fusion believes in robust business practices, transparent policies expressed in our Customer Centric efforts towards our Clientele. Fusion aspires to create value and balanced growth for all its stakeholders while keeping clients at the centre.

Fusion as an organization was set-up in 2010 & is a registered NBFC –MFI which operates in a Joint Liability Group lending model of Grameen.

Mr. Devesh Sachdev
Founder, MD

VISION

Our social vision and business orientation is to provide underprivileged women with economic opportunities to transform the quality of their lives.

MISSION​

We are a self-sustainable financial institution which leverages the distribution network to channel other products and services.

VISION

Fusion has a social vision and business orientation aims to provide underprivileged women with economic opportunities to transform the quality of their lives.

MISSION

A self-sustainable financial institution which leverages the distribution network to channel other products and services.

Board of Directors

Devesh Sachdev

Managing Director

Devesh Sachdev is the Company’s founder & Managing Director. He is an XLRI Postgraduate with 25 years of experience in the service industry prior to starting Fusion in 2009-10.

Ken Vander Weele

Nominee Director

Mr Ken Vander Weele is director in Creation Investments Social Ventures Fund (I, II, II and IV). Mr Vander Weele has a PhD in international economics from Oxford University,

Sanjay Garyali CEO Fusion Finance Ltd

Sanjay Garyali

Chief Executive Officer & Whole Time Director

Sanjay Garyali is the Company’s Chief Executive Officer. He has over 28 years of experience in the finance industry with deep expertise in retail financial markets.

Ratna Vishwanathan

Ratna Dharashree Vishwanathan

INDEPENDENT Director

Ratna Vishwanathan was the CEO of MFIN and has extensive experience in development sector, having served at senior levels in well-known international NGOs

Namrata Kaul

Namrata Kaul

INDEPENDENT Director

Namrata Kaul is a career banker with extensive experience of over 33 years across Treasury , Corporate Banking , Debt Capital markets and Corporate finance in India and UK. 

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Puneet Gupta

Non-Executive & Independent Director

Dr. Puneet Gupta, with nearly 30 years of experience in private equity and fintech, founded SimpliLend and is an adjunct professor at IMT Ghaziabad. He holds a PhD from IIT Delhi, an MBA from Kellogg, and serves on the boards of UTI Pension and NCDEX eMarkets.

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Hemant Mundra

Non-Executive Director

Hemant Mundra is Managing Director at Warburg Pincus and has an extensive experience in NBFC and Housing Finance sectors. He is a postgraduate from IIM, Ahmedabad, and Certified CFA Level 3 from CFA Institute.

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Rajeev Sardana

Independent Director

Rajeev Sardana has around four decades of experience in financial services including lending, retail assets, and credit risk management. He is a Chartered Accountant with a bachelor of commerce degree from Shri Ram College of Commerce, University of Delhi.

MANAGEMENT TEAM

Our senior management team is a diverse mix of domain expertise in banking, financial services and insurance and large corporates, as well as experience in building scale and managing various business cycles

Sanjay Garyali

Chief Executive Officer & Whole Time Director

Sunil Mundra

Chief Operating Officer - MFI

Anurag Srivastava

Chief Credit Officer

Sanjay Mahajan

Chief Information Officer

Sanjay Choudhary​

Chief Risk Officer

Pooja Mehta

Chief Human Resource Officer

Satish Mani

Interim Head of Internal Audit

Vikrant Sadana

Company Secretary & Compliance Officer

Jitender Sharma

Deputy Chief Operating Officer – MSME

Sushil Menon

Chief Information Security Officer

Ankush Ahluwalia

Chief Business Officer – MFI

Nishant Monga

Chief Compliance Officer

Amandeep Singh

Interim Chief Financial Officer

our presence

We have prioritized organic geographic diversification since our inception in 2010, with a focus on strategic management of state concentration risk by expanding into underpenetrated rural areas that offer significant growth opportunities. As a result, we have achieved a significant footprint across India.