Giving wings to

her dreams…

Company Profile

Our clients comprise mainly of women living in rural and semi-urban areas. Our focus is reaching out to the unbanked and providing financial services to women entrepreneurs belonging to the economically and socially deprived section of the society.

Our responsibilities are not restricted merely to financial support but also to acquaint the clients to manage their financials by disseminating Financial Literacy to them. Fusion believes in robust business practices, transparent policies expressed in our Customer Centric efforts towards our Clientele. Fusion aspires to create value and balanced growth for all its stakeholders while keeping clients at the centre.

Mr. Devesh Sachdev Founder, MD & CEO​

Fusion as an organization was set-up in 2010 & is a registered NBFC –MFI
which operates in a Joint Liability Group lending model of Grameen.

Company profile

Our clients comprise mainly of women living in rural and semi‑urban areas. Our focus is on reaching out to the unbanked and providing financial services to women entrepreneurs from economically and socially deprived sections of society. Our responsibilities are not limited to financial support but also include acquainting clients with managing their finances by promoting financial literacy. Fusion believes in robust business practices and transparent policies, which are expressed in our customer‑centric efforts towards our clientele. Fusion aspires to create value and balanced growth for all its stakeholders while keeping clients at the centre.

COMPANY HISTORY

Fusion Finance Limited was founded in 2010 by Devesh Sachdev. Established as a registered NBFC–MFI, the company operates under the Joint Liability Group (JLG) lending model of Grameen and has grown into one of India’s trusted microfinance institutions. In 2014, the company was granted NBFC-MFI status by the Reserve Bank of India, reinforcing its commitment to financial inclusion. In 2019, the company expanded its portfolio by introducing MSME lending solutions to support the evolving credit needs of small businesses and entrepreneurs, complementing its microfinance offerings.

The company transitioned into a public limited company in 2021 and was successfully listed on the stock exchanges in 2022, marking a new chapter in its journey of sustainable growth and transparency.

VISION

Our social vision and business orientation is to provide underprivileged women with economic opportunities to transform the quality of their lives.

MISSION​

We are a self-sustainable financial institution which leverages the distribution network to channel other products and services.

VISION

Fusion has a social vision and business orientation aims to provide underprivileged women with economic opportunities to transform the quality of their lives.

MISSION

A self-sustainable financial institution which leverages the distribution network to channel other products and services.

Board of Directors

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Sanjay Garyali

Managing Director & Chief Executive Officer

Sanjay Garyali is the Company’s Managing Director & Chief Executive Officer . He has over 28 years of experience in the finance industry with deep expertise in retail financial markets.

REMIKA

Remika Agarwal

Non-Executive Director

Remika Agarwal joined Creation Investments in January 2020 and currently serves as Director and Country Head – India. She possesses extensive experience in Non-Banking Financial Companies (“NBFCs”) and credit markets.

Namrata Kaul

INDEPENDENT Director

Namrata Kaul is a career banker with extensive experience of over 33 years across Treasury , Corporate Banking , Debt Capital markets and Corporate finance in India and UK. 

Ratna Dharashree Vishwanathan

INDEPENDENT Director

Ratna Vishwanathan was the CEO of MFIN and has extensive experience in development sector, having served at senior levels in well-known international NGOs

Hemant Mundra

Non-Executive Director

Hemant Mundra is Managing Director at Warburg Pincus and has an extensive experience in NBFC and Housing Finance sectors. He is a postgraduate from IIM, Ahmedabad, and Certified CFA Level 3 from CFA Institute.

Puneet Gupta

Independent Director

Dr. Puneet Gupta, with nearly 30 years of experience in private equity and fintech, founded SimpliLend and is an adjunct professor at IMT Ghaziabad. He holds a PhD from IIT Delhi, an MBA from Kellogg, and serves on the boards of UTI Pension and NCDEX eMarkets.

Brahmanand-Hedge

Brahmanand Hegde

Independent Director

Brahmanand Hegde is a seasoned finance professional and entrepreneur, boasting over 30 years of experience, with deep expertise in microfinance, rural banking, and financial inclusion.

Rajeev Sardana

Independent Director

Rajeev Sardana has around four decades of experience in financial services including lending, retail assets, and credit risk management. He is a Chartered Accountant with a bachelor of commerce degree from Shri Ram College of Commerce, University of Delhi.

MANAGEMENT TEAM

Our senior management team is a diverse mix of domain expertise in banking, financial services and insurance and large corporates, as well as experience in building scale and managing various business cycles

Sanjay Garyali

Managing Director & Chief Executive Officer

Sunil Mundra

Chief Operating Officer - MFI

Anurag Srivastava

Chief Credit Officer

Sushil Menon

Chief Information Officer & Interim CISO

Sanjay Choudhary​

Chief Risk Officer

Pooja Mehta

Chief Human Resource Officer

Satish Mani

Chief Vigilance Officer

Vikrant Sadana

Company Secretary & Compliance Officer

Jitender Sharma

Deputy Chief Operating Officer – MSME

Krishan Gopal

Chief Financial Officer

Priyanka Seth Wadhera

Chief Strategy Officer

Nishant Monga

Chief Compliance Officer

Gautam Munjal

Chief Internal Auditor

Sanjay Mahajan

Chief Information Officer

our presence

We have prioritized organic geographic diversification since our inception in 2010, with a focus on strategic management of state concentration risk by expanding into underpenetrated rural areas that offer significant growth opportunities. As a result, we have achieved a significant footprint across India.